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Upload
Upload your insurance or benefit denial letter through our secure form.
ClaimCoach North
For insurance and benefit denial letters, get a plain explanation and a structured appeal draft.
ClaimCoach North
Denial letter, dates, evidence, and next steps in one workspace.
1
Upload your insurance or benefit denial letter through our secure form.
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Get a plain-language explanation of the insurer's reasons, deadlines, and documents they mention.
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Appeal Builder prepares a structured appeal draft using your letter and the information you provide.
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You review the draft, make changes, sign it, and send it to your insurer.
ClaimCoach North
People who need fast document help and can submit their own appeal.
OLHI
People who want a free complaint process after insurer appeal steps.
A lawyer
Complex files, large back-pay amounts, or situations needing legal advice.
Choose the amount of help you need. Flat fees, in Canadian dollars, with clear scope before you pay.
Where this fits
Between a free complaint process and a lawyer.
Use ClaimCoach North when
You need to understand the denial and prepare your own appeal documents quickly.
Use OLHI when
You want a free complaint process after the insurer's internal appeal steps.
Use a lawyer when
You need legal advice, representation, negotiations, or litigation support.
A lawyer may be the right choice when you need legal advice or representation, but contingency fees often take 25–35% of back-pay. Free complaint processes can help in some cases, but may take 60–180 days and recommendations may be non-binding. ClaimCoach North sits between those options: $99–$249 CAD flat-fee document help for people who need clarity and a structured appeal draft.
ClaimCoach North provides self-help document tools and plain-language information. It is not a law firm and does not provide legal advice or representation.

People deserve to understand why benefits were refused before they decide what to do next.Read the founder story